RIZQ makes goal-based savings, effortlessly easy! Save money for long and short term goals or save collectively with your friends via shared goals envelopes.

Smart Bills

Conveniently schedule your monthly payments and effortlessly pay school fees, utility bills, bank payments, mobile top-ups, and more.


Never run out of money again because RIZQ is here for you! Apply for a loan in a matter of minutes.

Health Insurance

Enjoy a carefree life with easy and custom insurance plans to protect you and your loved ones.


Not just budgeting, but intelligent budgeting! Stay one step ahead, review your expenses, calculate savings, and discover new ways to save more.


Join our trusted committees, pick your spot, and get money when you need it.

Got Questions? We can answer them.

What is RIZQ by Rozee?

RIZQ by Rozee is an easy-to-use financial wellness super app that offers several money management features and services like daily halal profits, goal-based savings, committees, loans, smart online payment, health insurance, and more. RIZQ acts as your Financial Passport and opens doors to a new world of one-tap financial possibilities. RIZQ services are offered in partnership with third-party licensed institutions.

Is RIZQ a bank?

RIZQ is financial wellness app, which will provide a number of financial services powered by our brilliant partners.

What is RIZQ Kommittee?

RIZQ by Rozee has digitized the spirit of traditional committees by making it safe, instant, and effortlessly easy. No need to find participants or go through any kind of hassle. Simply pick your spot and get guaranteed payouts, and build higher match scores by successfully completing committees.

How can I join RIZQ Kommittee?

Joining RIZQ Kommittee is effortlessly easy. Just tap on the RIZQ Kommittee button, pick a committee from the ones that are available for you, secure your payout spot and thats it. Successfully complete Kommittees to unlock more Kommittees with higher payouts, while building your match scores.

Can my RIZQ Kommittee slot be taken by someone else?

Once the Kommittee starts, all the slots are locked. But before it begins anyone with a higher Kommittee score than you can take your slot which will result in your first contribution being returned to your RIZQ Spending Wallet. But dont worry because you can always apply in another RIZQ Kommittee and increase your match score by successfully completing committees.

How can I improve my match score?

By completing more Kommittees successfully and making the contributions in a timely manner you can improve your match score and participate in more high-paying RIZQ Kommittees.

What is Rozee? is Pakistans largest online job portal with over 10 Million registered professionals in the database and over 15 years of experience in human capital management.

Is RIZQ a free service?

The RIZQ app is entirely free for all freelancers and salaried professionals. Simply add an initial deposit of Rs. 500 into your Savings Wallet, and it will begin earning you daily halal profit, which can also be withdrawn whenever you desire.

What is the RIZQ Digital Business card?

RIZQ Digital Business Card offers a smart approach to professional networking. With just a single tap, you can effortlessly share all your contact information with others. Say goodbye to the hassle of carrying extra paper cards networking has never been this smart and convenient!

How can I edit my info on the RIZQ business card?

You can edit your RIZQ Business Card info through your RIZQ app. Just open the app, go to the side menu, tap on Digital Business Card and then on the Edit Details button.

Is RIZQ Business card a debit & credit card?

RIZQ Business card is NOT a debit or credit card. You will not be able to make any kind of financial transactions with it. This card is ONLY for professional networking and sharing your professional and contact information with others.

What is Document Locker?

RIZQ Document Locker gives you the freedom to safely store and manage your important files within the app. With support for various formats like PDF, JPEG, DOC, and more, you can easily upload and access your documents anytime. To securely store your documents in the Document Locker, simply send them to the provided email address.

What is RIZQ Prime?

RIZQ Prime offers a premium membership providing exclusive access to top-tier services like a free detailed credit report, instant loans, swift response from our customer care team, and much more!

How can I add funds to my RIZQ wallet?

Go to your dashboard and tap on the Add Funds button. There you will see all the required information like the account title and account number of your RIZQ wallet. Add funds to your unique account via online transfer through your bank account and your RIZQ wallet will be updated.

What is a budget planner?

A budget planner lets you plan your budget beforehand so you can stay one step ahead of the expenses as they come. With RIZQs intelligent Budget Planner, you can see a calculated view of your income and expenses allowing you to easily identify which costs to cut down on and the need for additional income. Budget Planning is a key component for achieving financial wellness.

How can I change the password?

If you want to change the password all you have to do is tap on the change password button from the side menu which is represented by 3 horizontally stacked lines on the top left corner of your RIZQ dashboard. Simply, provide the old password and add the new one.

How can I reset my password?

If you forgot your password then you can easily reset it by tapping on forgot password button. An email with a verification code will be sent to the email address that you have registered your RIZQ account with.

How to create a goal-based saving on RIZQ App?

You can create a goal for your savings by just tapping on the Save button you see on the dashboard of the app. You can also create a shared goal with your friends and let them add funds to the goal.

What if I don't have amount in my account, how the goals payment would proceed?

If you don't have any balance in your account you will be required to add funds in your wallet to proceed. Otherwise, the payments will not be made.

How to avail health insurance through RIZQ App?

With RIZQ as your Financial Passport, getting health insurance for you and your loved ones is just a few taps away. Tap on the health insurance button and you can choose a suitable insurance plan for yourself or your loved ones from our licensed partners.

How to Get a Loan on RIZQ App?

Getting a loan on RIZQ app is pretty simple and easy. All you have to do is get your account verified by providing the required information and then apply for a loan with absolute ease.

In which cities are Loans and Committees available?

Currently RIZQ Kommittees and Loans are available in Lahore, Karachi, Islamabad, Rawalpindi, Multan, and Faisalabad.

How to repay a Loan?

You can repay your loan from your RIZQ app with just a few taps. The amount is deducted from the balance in your RIZQ Spending Wallet.

What is Credit scoring?

Credit scoring is a statistical method used to assess an individual's creditworthiness based on their credit history. It involves assigning a numerical score to indicate the likelihood of timely loan repayment.

What is a Credit Report?

A credit report is a detailed record of an individual's credit history, including borrowing and repayment activities. It provides information about credit accounts, payment history, credit inquiries, and public records, which lenders and creditors use to assess creditworthiness.

How to get registered on RIZQ?

Download RIZQ from Google Play Store or App Store. Provide necessary information like your CNIC, email address, home address, contact number, and bank account, and you will be good to go. You will need your original CNIC and your salary slip with you.

How to Schedule a payment on RIZQ App?

Open the RIZQ App, tap on the Smart Bills button, and select Schedule Payments. You can then set the payment method and payment type along with the day of the month when you want the payments to be processed. We recommend setting up your payment on working days and at least 1 day in advance to minimize the chances of any unforeseen delays.

What schedule payments can be made through RIZQ app?

You can make payments for your utility bills, insurance, school fee, and everything else. Enter the name, number, and account number of the beneficiary to proceed.

Can I cancel my scheduled payment?

Yes, it is possible to cancel your scheduled payments if you don't want to carry out the payment anymore.

Will I get any reminder alert?

Yes, you will get a reminder alert before the payment has to be made. These reminders are easy to set and absolutely free.

Are there any charges to set reminder?

No there are no charges to schedule a payment or to set a reminder.

Can I get profit on daily basis or monthly basis?

You can get daily halal profits on the balance that is available in your Savings Wallet but you will have to be a verified user of the app.